Privacy Policy & Legal

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Privacy Policy, Disclaimer & Legal Provisions

CSCBank SAL (“CSC” or “We’) is committed to respecting your privacy rights while visiting or using CSC’s Website (the “Website”). The following privacy statement describes how CSC handles the gathering and the use of the information you provide through this Website. Your accessing or use of this Website constitutes your explicit acceptance of the following terms and conditions (as updated) applicable in regards to any captured information on the Website.

Non- Personal Information

You are aware that any non-personal information that you convey or disclose on the CSC Website, by electronic mail, facsimile or regular mail, such as but not limited to : date and time, the originating IP address, the domain name, the type of browser and operating system used (if provided by the browser), the URL of the referring page (if provided by the browser), the object requested and the completion status of the request etc. may be used by CSC or its affiliates for any purpose, whether commercial or not, and, in particular, may be reproduced, disclosed, processed or transmitted to any known or future party. CSC may also track the number of users who visit the Website. CSC may also record the location of your computer on the Internet for systems administration and troubleshooting purposes as well as to report aggregate information gathered through the use of the Website.
The purpose of this data collection is to enable CSC to better understand the preferences of its Website’s visitors and improve its Website and related services.

Personal information

"Personal information" refers to information that identifies (whether directly or indirectly) a particular individual. In general, you can browse the Website without disclosing any personal information about yourself. You may be asked to provide your personal information every time you visit the website to read or download information. Personal information such as name, mailing address, phone number, user name and password, etc. may be collected and stored by CSC. The information you are asked to provide is used for technical, customer identification and customer administration of the Website and is covered by the Lebanese Banking Secrecy Law of September 3, 1956.

Any personal information provided by you, will be handled in absolute confidence. We have implemented strict security measures and procedures to prevent any unlawful access to your information as per the requirements of the Central Bank of Lebanon.

Use of cookies and web beacons

Cookies or other similar technologies may be used to gather information. Cookies are electronic files that your internet browser places on your hard drive to retain information relating to visits to and use of a website. We use cookies to improve the functionality of our Website and to help us understand trends and patterns to better service our clients.

Security

CSC employs appropriate security measures and technologies such as data encryption and firewalls to maintain the security of the information it receives through the Website and to protect such information from loss, misuse, unauthorized access or disclosure, alteration, or destruction noting that security and privacy risks cannot be eliminated but CSC needs to adhere to all industry standards as required by the Central Bank of Lebanon.

Disclaimer and Liability Exclusion

CSC does not accept any liability for your access to and use of the Website. By using this site or the information, data or materials provided, you acknowledge and agree to the following terms and conditions:

Disclaimer

Although CSC has used its best efforts to provide accurate and timely information, the content of this Website may not be accurate, complete or current and may include technical inaccuracies or typographical errors. The Website is provided on an “as is” basis and without any representations or warranties of any kind or nature and including without limitation representations, merchantability, fitness for a particular purpose, timeliness, accuracy or completeness, reliability, warranties or conditions of title, non-infringement, durability, availability or freedom from computer virus in conjunction with the information and materials available on the Website. CSC hereby disclaims any and all liability regarding such matters to the fullest extent permitted by the Law. CSC accepts no responsibility or liability whatsoever with regard to the material on this Website noting that your access to and use of the Website is at your full risk and liability. Without limiting the generality of the foregoing, CSC makes no representation or warranties whatsoever created by a course of dealing, a course of performance or trade usage. CSC shall not, under any circumstances, be liable for any loss, damage or expense suffered which is claimed to result from use of this Website or any link to external sites. It is your sole responsibility to (i) prevent, safeguard and ensure that no computer virus enters your system and the Website and (ii) to obtain and configure and maintain all computer hardware and software and telephone services as well as other equipment necessary for your access and use of the Website and (iii) to maintain a complete and current backup of all the information contained in your computer system prior to accessing or using the Website.

From time to time changes may be made to the content of this Website without notice. Any information, products or services supplied in the Website may be withdrawn or amended at any time without advance notice at CSC's discretion. Anyone's eligibility for particular information, products and services is subject to the CSC's final determination and absolute discretion. Messages sent over the Internet cannot be guaranteed to be completely secure. The visitor shall bear the risk of any delay, loss, diversion, alteration or corruption of any message either sent to or received from or via the Website. CSC will not be responsible for any damages incurred. CSC is not responsible in any manner for any direct, indirect, special, incidental, punitive or consequential damages arising out of the use of the Website.
Communications over the Internet may be subject to interruption, transmission blackout, delayed transmission due to Internet traffic or incorrect data transmission due to the public nature of the Internet or otherwise.

Any advice contained on this Website has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice on this Website, CSC recommends that you consider whether it is appropriate for your circumstances.

Liability Exclusion

Neither CSC nor any of its subsidiary or affiliate entities, agents, employees, or subcontractors shall be liable to you or to any other person under any circumstances for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if we are advised of the possibility) arising in any way from the access to and use of the Website by you or any other person or from the information contained in this Website or any information transmitted via this Website and regardless of any negligence or other fault or wrongdoing by CSC or its affiliate or any person for whom CSC may be responsible, and  notwithstanding that CSC or its affiliate may have been  advised of the possibility of such loss or damages being incurred by you or any other person.CSC is not liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this Website.
Without limiting the generality of the foregoing, CSC and its affiliates will not be liable to you or to any other person for any loss or damage suffered by you or any other person as a result of any failure or refusal by CSC or  its affiliates to give effect to or for failure or delay by CSC or its affiliates in receiving, accessing, processing or accepting any communication sent to CSC or its affiliates by means of the Website or otherwise, or for any loss or damage suffered as a result of the operational failure, malfunction, interruption, change, amendment or withdrawal of the Website or email services.
Intellectual Property and Use of the CSC’s trade-marks, trade names and logos
CSC, or the relevant owner, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this Website (including all texts, graphics and logos and photographic representations and documents which may be downloaded from the Website). You may not copy, download, publish, distribute or reproduce any of the information contained on this Website in any form without the prior written consent of CSC or the appropriate consent of the owner. However, you may print out and/or download information contained on this Website for your own personal use. These rights will not be passed to persons accessing the Website. All rights mentioned above including but not limited to the business names, logos, and trademarks (including the registered and the unregistered trademarks used and displayed on the Website) belong to CSC or the relevant owners and are protected by intellectual property law.

 

Other Links and Sites

Following links to any other off-site pages or websites of third parties shall be at the own risk of the person following such link. CSC has not reviewed any of the websites linked to or referred to by the Website and does not endorse or accept any responsibility for their content nor the products, services or other items offered through them.

Governing Law, Dispute Resolution and Other Matters

The Website and all matters related thereto shall be governed by and construed in accordance with the laws of the Republic of Lebanon. All disputes arising out of or in connection with the Website, the present “Privacy Policy, Disclaimer & Legal Provisions” (the “Agreement”), and any dispute arising from the access to or the use of the Website shall be submitted to the exclusive jurisdiction of the Courts of Republic of Lebanon.
If any provision of the present Agreement is found to be invalid or unenforceable, the remainder of this Agreement will continue in effect.

You hereby agree that CSC's records regarding your access to and use of the Website constitute, unless shown to be inaccurate, conclusive proof of authorization, authentication, and non-repudiation in case of any dispute arising regarding an activity carried out on the Website. You agree not to object to the admission of CSC's records as evidence in any legal proceeding.

Any rights not expressly granted by this Agreement are reserved to CSC.

 

 

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